California Pollution Control Financing Authority

California Seismic Safety Capital Access Loan Program

California Pollution Control Financing Authority

Tools for Lenders

CalCAP/Seismic Safety Loan Loss Reserve (LLR) Funding Rates

LLR Funding Rates
(0-60 months)
LLR Funding Rates
(61-120 months)
2%-3.5% Lender fee 2%-3.5%
2%-3.5%
matches lender fee
Borrower fee 2%-3.5%
matches lender fee
8%-14%
4 times lender fee
CalCAP/Seismic Safety Contribution 6%-10.5%
3 times lender fee
4%-7%
2 times lender fee
Severely Affected Community (SAC) Contribution 2%-3.5%
matches lender fee
16%-28%
8 times lender fee
Maximum LLR Deposit 12%-21%
6 times lender fee
12%-21% CalCAP/Seismic Safety recapture at maturity or selected loan term 8%-14%
4%-7%
2 times lender fee
Amount remaining in LLR 4%-7% 2
times lender fee