Banking Reform Task Force (BRTF)

Banking Reform Task Force Members


Frank Partnoy (Chair)
George E. Barrett Professor of Law and Finance, Director, Center for Corporate and Securities Law, University of San Diego School of Law

Frank Partnoy worked as a derivatives structurer at Morgan Stanley during the mid-1990s and then spent two years as a lawyer at Covington & Burling. He is the director of USD’s Center for Corporate and Securities Law. He joined the USD School of Law faculty in 1997.  Partnoy has testified as an expert regarding various aspects of financial markets and regulation before both houses of Congress, and frequently advises regulators and major corporations. He writes for The New York Times and the Financial Times, and has appeared on numerous media programs, such as 60 Minutes, NewsHour with Jim Leher, and The Daily Show with Jon Stewart. He was awarded USD’s Thorsnes Prize for Excellence in Teaching in 1998, 2009 and 2013 and was the 2013-14 recipient of USD’s Thorsnes Prize for Outstanding Legal Scholarship.


Anat R. Admati (Co-Chair)
Professor of Finance and Economics, Graduate School of Business, Stanford University

Anat Admati is the George G.C. Parker Professor of Finance and Economics at the Graduate School of Business, Stanford University. She has written extensively on information dissemination in financial markets, trading mechanisms, portfolio management, financial contracting, and, most recently, on corporate governance and banking. Since 2010, she has been active in the policy debate on financial regulation, particularly capital regulation, writing research and policy papers and commentary. She is a coauthor of the book, The Bankers’ New Clothes: What’s Wrong with Banking and What to Do about It. She was also named by Time Magazine as one of the 100 most influential people in the world and by Foreign Policy Magazine as one of the 100 global thinkers in 2014. Professor Admati received her BS from the Hebrew University in Jerusalem and her MA, MPhil and PhD from Yale University.  She is a fellow of the Econometric Society, and has served as a board member of the American Finance Association and on multiple editorial boards. She also serves on the FDIC Systemic Resolution Advisory Committee and the CFTC Market Risk Advisory Committee.


Paulina Gonzalez
Executive Director, CA Reinvestment Coalition

Paulina Gonzalez is Executive Director of the California Reinvestment Coalition. In August 2016, the Consumer Financial Protection Bureau announced that Gonzalez had been appointed to its Consumer Advisory Board.  Prior to joining CRC, Paulina served for over four years as the Executive Director for Strategic Actions for a Just Economy (SAJE). SAJE is an LA-based economic justice, community development, and popular education center building a powerful voice for residents of South Central Los Angeles. Prior to her work with SAJE, she worked for 13 years with UNITE HERE, the union that represents hotel and food service workers, where she played a lead campaign role in the successful Santa Monica hotel organizing and living wage campaigns and the LAX Century Blvd. Hotel worker living wage campaign.


Scott Syphax
Founder and Chairman of The Nehemiah Companies

Scott Syphax is the President and Chief Executive Officer of The Nehemiah Companies, a Sacramento, CA based social enterprise and real estate development firm. Scott leads the development team of Township 9 - a 3,000 unit master-planned, smart-growth community in downtown Sacramento. As CEO of Nehemiah, he manages the Nehemiah Community Reinvestment Fund, which has leveraged over $880 million in projects to spur development in low-income and underserved communities. Through Nehemiah Corporation of America’s former flagship program, The Nehemiah Program, Nehemiah provided more than $1.5 billion in down-payment assistance gift funds to help over 320,000 families achieve their dream of homeownership.  During his tenure as CEO, the Nehemiah Social Enterprise has been studied by organizations as diverse as the Milken Institute and Bridgespan Group for its achievements in social innovation and asset development in low-income communities throughout the United States.

Christina Tetreault
Staff Attorney, ConsumersUnion

Christina Tetreault is a Staff Attorney on Consumers Union’s Financial Services Program team. Christina is a payments expert, with a special interest in emerging payments, including virtual currencies such as Bitcoin. Christina authored two reports in 2014: Prepaid Cards: How They Rate 2014, and with Consumers Union colleague Suzanne Martindale, Pay Me How? What You Should Know About Payroll Cards for the Clearinghouse Review Journal of Poverty Law and Policy. Prior to becoming a lawyer, Christina was in corporate sales for a major retailer.


Raul Vazquez
CEO, Oportun

Raul Vasquez is CEO of Oportun, a company that provides affordable loans people with little or no credit history so they can establish credit and build a better future.  Raul is the current chair of the Federal Reserve Board’s Community Advisory Council and also serves on the Consumer Financial Protection Bureau’s Consumer Advisory Board.  Prior to joining Oportun, he spent nine years at Walmart in various leadership roles, worked in e-commerce start-ups, and was also a consultant and industrial engineer. Raul was recently appointed to the board of directors of Intuit and previously served on the boards of directors of Staples and the Hispanic Scholarship Fund. Raul received a B.S. and M.S. in Industrial Engineering from Stanford and an M.B.A. from the Wharton Business School at the University of Pennsylvania.