Tools for Truck Loan Borrowers
(Small Fleet Owners and Owner/Operators)

Welcome to the California Capital Access Program (CalCAP) California Air Resources Board’s (CARB) Heavy-Duty Vehicle Air Quality Loan Program Tools for Truck Loan Borrowers Small Fleet Owners and Owner/Operators page.

CalCAP supports loans made to small businesses to assist them in growing or maintaining their businesses. Loans in the CalCAP/CARB program provide financial assistance to truckers affected by the Truck and Bus Regulation.

Who Qualifies?

Any truck owner-operator or small fleet owner with:

• 10 or fewer trucks in the fleet at the time of loan signing
• 100 or fewer employees, not including subcontractors
• $10 million or less in annual revenues, averaged over the last three years
• A majority of their business is conducted in California (vehicle must be registered in California with the Department of Motor Vehicles)

What Qualifies?

The purchase cost of:

• Heavy-duty trucks (over 14,000 lbs. GVWR) equipped with 2010 or newer¹ model year engines certified to engine emission standards;
• 100 or fewer employees, not including subcontractors
• The engines can use diesel fuel, compressed natural gas (CNG), liquefied natural gas (LNG) or other fuels, including zero emission technology;
• Trailers when purchased with tractor; and
• Equipment Warranty, when funded with the purchase of an eligible tractor

How to Apply?

Qualifying borrowers may apply by contacting a CalCAP/CARB Participating Financial Institution Lender.

Interested in attending a One-Stop Truck Event for compliance assistance and information/resources on clean technology options for compliance?

Throughout the year the California Air Resources Board hosts One-Stop Diesel Truck Events across the State to provide diesel truck and equipment owners with compliance assistance, overviews of the Truck and Bus & Off-Road regulations, new technology options for compliance, funding opportunities, and much more! These events are very useful in helping your business thrive!