California Pollution Control Financing Authority

Tools for Truck Loan Borrowers
(Small Fleet Owners and Owner/Operators)

CalCAP/CARB On-Road Heavy-Duty Vehicle Air Quality Loan Program

truck drivers

Welcome to the California Capital Access Program (CalCAP) California Air Resources Board’s (CARB) On-Road Heavy-Duty Vehicle Air Quality Loan Program Tools for Truck Loan Borrowers Small Fleet Owners and Owner/Operators page.

CalCAP supports loans made to small businesses to assist them in growing or maintaining their businesses. Loans in the CalCAP/CARB program provide financial assistance to truckers affected by the Truck and Bus Regulation.

Who Qualifies?

Any truck owner-operator or small fleet owner with:

  • 10 or fewer trucks in the fleet at the time of loan signing
  • 100 or fewer employees, not including subcontractors
  • $10 million or less in annual revenues, averaged over the last three years
  • A majority of their business is conducted in California

What Qualifies?

The purchase cost of:

  • Heavy-duty trucks (over 14,000 lbs. GVWR) equipped with 2010 or newer1 model year engines certified to engine emission standards;
  • 100 or fewer employees, not including subcontractors
  • The engines can use diesel fuel, compressed natural gas (CNG), liquefied natural gas (LNG) or other fuels, including zero emission technology;
  • Trailers when purchased with tractor; and
  • Equipment Warranty, when funded with the purchase of an eligible tractor

How to Apply?

Qualifying borrowers may apply by contacting a CalCAP/CARB Participating Lender.

Interested in attending a One-Stop Truck Event for compliance assistance and information/resources on clean technology options for compliance?

Throughout the year the California Air Resources Board hosts One-Stop Diesel Truck Events across the State to provide diesel truck and equipment owners with compliance assistance, overviews of the Truck and Bus & Off-Road regulations, new technology options for compliance, funding opportunities, and much more! These events are very useful in helping your business thrive!

three semi trucks

Preventative Maintenance for Heavy Duty Trucks

Want to save fuel costs, reduce downtime, and maximize engine life? Click on the link to access the online version of the Handbook published by the California Council on Diesel Education and Technology.