California Pollution Control Financing Authority

CalCAP LPP Administered by CCA: Information for Small Businesses

A primary goal of the CalCAP Statewide LPP is the expansion of affordable credit to small business borrowers, particularly those which are VSB (very small business, defined as nine or fewer employees, including owners) and/or SEDI (socially and economically disadvantaged individual, as defined by SSBCI guidelines). By lowering credit barriers and including a buy-down rate to reduce borrowing costs, the program will help businesses start, stabilize, and scale.

Small businesses will be able to access the CalCAP Statewide LPP through a website and online portal, which will be linked here at program launch.

The CalCAP Statewide LPP is set to launch with a spring rollout in the second quarter of 2026, ahead of summer.