California Pollution Control Financing Authority

CalCAP Collateral Support (CalCAP CS)

Cash pledges to financial institutions to backstop loans
made to California’s small businesses which lack collateral


CalCAP Collateral Support is a credit enhancement program which is a part of the State Small Business Credit Initiative (SSBCI 2.0). Credit enhancement builds relationships between small businesses and financial institutions. Financial institutions invest in California’s small businesses; small businesses grow the California economy.

CalCAP Collateral Support provides a risk management tool to financial institutions for use when a small business is in a strong position to obtain capital except for having too little collateral. It is available to participating financial institutions for loans from $25,000 to $20,000,000, for a wide array of business needs.