California Pollution Control Financing Authority

Tools for Small Business Owners

The CalCAP Americans with Disabilities Act Financing Program

Tools for the people with disabilities

The Americans with Disabilities Act of 1990 is a federal civil rights law that prohibits discrimination of individuals with disabilities and requires facilities to be accessible to individuals with disabilities. The CalCAP/ADA Financing Program can help small businesses finance the costs of becoming ADA compliant.

How Does the CalCAP/Americans with Disabilities Act Financing Program Work?

Borrower can submit a CASp Reimbursement Request Form to CPCFA which may be eligible for reimbursement, equal to up to 5% of the enrolled loan amount.

Frequently Asked Questions (FAQs)

Resources for Small Business Owner's and ADA Compliance

Costs to Enroll Loans in the Program

Lender Portion of CalCAP/ADA Fee 2-3.5% of the loan amount
Small Business Owner Portion of the CalCAP/ADA Fee Equal to the lender's portion
Other Loan Terms All other loan terms and underwriting are determined by the lender
CalCAP/ADA Contribution to the Lender's Loan Loss Reserve (LLR) Account 4 times the lender's portion
Additional Contribution to the lender's Loan loss Reserve (LLR) Account for Severely Affected Community (SAC) Equal to the lender's portion