Tools for Small Business Owners

The Americans with Disabilities Act of 1990 is a federal civil rights law that prohibits discrimination of individuals with disabilities and requires facilities to be accessible to individuals with disabilities. The CalCAP/ADA Financing Program can help small businesses finance the costs of becoming ADA compliant.

How Does the CalCAP/Americans with Disabilities Act Financing Program Work?

Borrower can submit a CASp Reimbursement Request Form to CPCFA which may be eligible for reimbursement, equal to up to 5% of the enrolled loan amount.

Frequently Asked Questions (FAQs)

Resources for Small Business Owners and ADA Compliance

Costs to Enroll Loans in the Program

Participating Financial Institution Contribution to the Loan Loss Reserve Account	2-3.5% of the loan amount
Small Business Owner Contribution to the Loan Loss Reserve Account	Equal to the participating financial institution’s contribution
Other Loan Terms	All other loan terms and underwriting are determined by the participating financial institution
CalCAP/ADA Contribution to the Loan Loss Reserve Account	Four times the participating financial institution’s contribution
Additional CalCAP/ADA Contribution to the Loan Loss Reserve Account for a Loan to a Small Business in a Severely Affected Community	Equal to the participating financial institution’s contribution