CalCAP for Small Business (CalCAP SB)
Loan loss reserves for microloans and loans up to $5 million
for financial institutions lending to California’s small businesses
which struggle to access capital
Contact Information
Please send program inquiries to calcap@treasurer.ca.gov
Quick Links
Program Updates
- 2.26.25 OAL Notice of Certificate of Compliance (Amend sections 8073, 8074 for CalCAP for Small Business)
- 1.21.25 Public Comment Period Open Until March 24, for Proposed Rulemaking (Adopt section 8078.36 for CalCAP for Small Business) - Alternative Funding Source (Loan Participation Project)
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CalCAP for Small Business is a credit enhancement program which is a part of the State Small Business Credit Initiative (SSBCI 2.0). Credit enhancement builds relationships between small businesses and financial institutions. Financial institutions invest in California’s small businesses; small businesses grow the California economy.
CalCAP for Small Business provides a post-disbursement risk management tool for financial institutions when a small business presents a solid business plan but has underwriting challenges. It is available to participating financial institutions for loans and lines of credit up to $5 million, for a wide range of business needs.