CalSavers Mandate Is In Effect For All Eligible Employers – Take Action Immediately
Effective January 1, 2026, all California employers with one or more employees are required by law to provide access to a qualified retirement program or certify a valid exemption with CalSavers.
Compliance is mandatory, and financial penalties will be assessed for continued non-compliance. There is still time to register and achieve compliance without penalty.
Register or exempt your business today. For immediate assistance, you can also get answers to your questions on exemptions and registration steps from our AI assistant, CalSavvy, located here.
Employers
Registration is open for all employers. Use your access code to start facilitating CalSavers or exempt your business if you already offer a retirement plan.
Savers
Make retirement a reality with CalSavers. Start saving for your future today.
Highlights
CalSavvy
You can easily get answers on any of your questions right now, from plan benefits to registration support.
Ask a Question
About CalSavers
CalSavers is California’s retirement savings program designed for the millions of Californians who lack a way to save for retirement at their job.
CalSavers was created by legislation passed in 2016 requiring California employers that do not sponsor a retirement plan to participate in CalSavers – an automatic enrollment individual retirement account (IRA) with no employer fees or fiduciary liability. Operating at no taxpayer expense, CalSavers is professionally managed by private sector financial firms with oversight from a public board chaired by the State Treasurer.
Each year, newly mandated employers will receive notifications informing them about their mandate status and will be required to register by the end of the calendar year if they have five or more employees and do not sponsor a retirement plan.
Board Members
Board Meetings, Agendas, and Materials
Policies, Regulations, and Plans
History, Background, and Resources
FAQ's
Contact Us
Fiona Ma, CPA
State Treasurer and Chair
David Teykaerts
Executive Director
Mailing Address
Post Office Box 942809
Sacramento, CA 94209-0001
Physical Address
915 Capitol Mall, Suite 140
Sacramento, CA 95814
CalSavers Program Staff
Telephone: (916) 653-1744
Email: CalSavers@sto.ca.gov
Small Business Liaison
Sandy Guan
Email: calsavers-smallbiz@sto.ca.gov
Telephone: (916) 653-1744
Client Services Center
Website: CalSavers.com
Email: ClientServices@CalSavers.com
Employer Assistance: (855) 650-6916
Employee Assistance: (855) 650-6918
