California Alternative Energy and Advanced Transportation Financing Authority

Affordable Multifamily Financing Program

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If you have any questions about the California Hub for Energy Efficiency Financing pilot programs, please contact or (916) 651-8157.

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CAEATFA's Affordable Multifamily Energy Efficiency Financing (AMF) program is designed to leverage and complement existing efforts to finance affordable multifamily energy efficiency retrofits and to encourage growth in private-market energy efficiency lending.

The AMF program targets affordable multifamily properties where at least 50% of the units are restricted to households of low to moderate income (80-120% Area Median Income) and features a credit enhancement to help financing entities mitigate risk. Products supported include loans, leases, equipment financing agreements, service agreements and savings-based payment agreements. The AMF Program Product Features chart lists up-to-date offerings from participating finance companies.

An on-bill repayment option is scheduled to be added to the program in 2021.


The AMF program is open for enrollment to finance companies.

  • Click here to access the Program Application


The regulations for the AMF Program received approval from the Office of Administrative Law (OAL) and became effective on June 17, 2020. This formalized the program rules initially authorized under emergency regulations (which can be implemented in a shorter time period) and completed the regular rulemaking process.

Additional information on the program can be found at