California Capital Access Program (CalCAP)
Designed to encourage banks and other financial institutions to make loans to small businesses that have difficulty obtaining financing.

Contact Information
If you have any questions about the California Capital Access Programs, please contact CPCFA.
Quick Links
- Additional California COVID-19 Resources
- Additional COVID-19 Resources for Businesses and Employers
- CalCAP Forms – Effective August 15, 2017
- Recapture Participation Form – Effective August 15, 2017
- CalCAP Participating Lenders
- CalCAP Lender Roundtable Archives
- CalCAP Videos and Presentations
- CalCAP Lender Manuals
- CalCAP Regulations
- 2019 Annual Report
- CalCAP Program Statistics
- Sign Up to Receive CPCFA Information
Highlights
- Supplemental Severely Affected Community (SAC) Contribution – November 19, 2020
- September 25, 2020 - CalCAP Notice of Proposed Rulemaking – Notice, Initial Statement of Reasons, and Text of Regulations
- Supplemental Severely Affected Community (SAC) Contribution – September 8, 2020
- July 31, 2020 – CalCAP Emergency Regulations – Approval from Office of Administrative Law
- CalCAP Notice of Emergency Regulations – July 13, 2020
- Supplemental Severely Affected Community (SAC) Contribution – March 9, 2020
- CalCAP CARB Hits 25,000th Loan Milestone to cut Diesel Truck Pollution
The California Capital Access Program (CalCAP) was created in 1994, and is run by the California Pollution Control Financing Authority (CPCFA). The program encourages banks and other financial institutions to make loans to small businesses that have difficulty obtaining financing. CalCAP also provides for specialty financing programs targeted toward creating more charging stations for electric vehicles, helping at-risk small businesses comply with requirement of the federal Americans with Disabilities Act, assisting small businesses and property owners finance the costs to seismically retrofit existing buildings and homes, and enabling small fleet owners to purchase trucks that comply with the California’s engine emission standards.
Borrowers will need to contact a Participating Lending Institution to start the CalCAP loan enrollment process
Treasurer Introduces CalCAP/ADA Financing Program from
State Treasurer's Office on
Vimeo.