California Capital Access Programs – CalCAP
CalCAP provides support to financial institutions when they make loans to small businesses
Contact Information
Please send program inquiries to calcap@treasurer.ca.gov
Quick Links
- Brochure for All CalCAP Programs (PDF)
- CalCAP Annual Reports
- CalCAP by the Numbers
- CalCAP Events
- CalCAP Participating Financial Institution Lender Roundtable Archives
- CalCAP Program Statistics
- CalCAP Regulations
- California Grants Portal
- California Office of the Small Business Advocate (CalOSBA)
- Contact information of CalCAP Participating Financial Institution Lenders
- Lender Manuals for CalCAP Participating Financial Institutions
Program Updates
- CPCFA02-24 – Notice of Intent to Award_05.13.2025
- 04.30.25 Office of Administrative Law Notice of Certificate of Compliance (Adopt section 8078.36 Alternative Funding Source)
- CPCFA02-24 - Responses to Questions_04.22.25
- CPCFA02-24 – Addendum No.2_04.14.25
- CPCFA02-24 – Addendum No.1_04.09.25
- California Pollution Control Financing Authority Request for Proposal – CalCAP SSBCI Loan Participation Project – CPCFA02-24
- 2.26.25 OAL Notice of Certificate of Compliance (Amend sections 8073, 8074 for CalCAP for Small Business)
- 1.21.25 Public Comment Period Open Until March 24, for Proposed Rulemaking (Adopt section 8078.36 for CalCAP for Small Business) - Alternative Funding Source (Loan Participation Project)
Non-Active CalCAP Program(s)
Connect with us
The CalCAP programs incentivize participating financial institutions (PFIs) to make loans for a wide array of small business borrower (SBB) financing needs, as well as very specific small business capital needs. The original California Capital Access Program, now known as CalCAP for Small Business, began in 1994, now has multiple co-programs. The CalCAP programs use two different mechanisms, loan loss reserve and collateral support, to help build a safety net for PFIs when they do the important work of making capital available to SBBs.
