California Pollution Control Financing Authority

California Capital Access Program (CalCAP)

Designed to encourage banks and other financial institutions to make loans to small businesses that have difficulty obtaining financing.

The California Capital Access Program (CalCAP) was created in 1994, and is run by the California Pollution Control Financing Authority (CPCFA). The program encourages banks and other financial institutions to make loans to small businesses that have difficulty obtaining financing. CalCAP also provides for specialty financing programs targeted toward creating more charging stations for electric vehicles, helping at-risk small businesses comply with requirement of the federal Americans with Disabilities Act, assisting small businesses and property owners finance the costs to seismically retrofit existing buildings and homes, and enabling small fleet owners to purchase trucks that comply with the California’s engine emission standards.

Borrowers will need to contact a Participating Lending Institution to start the CalCAP loan enrollment process

CA Coronavirus (COVID-19) Resource webpage

Capital Access Loan Loss Reserve Program Collateral Support Program Air Resources Board On-Road Heavy-Duty Vehicle Air Quality Loan Program Electric Vehicle Charging Station Financing Program Americans With Disabilities Act Financing Program California Seismic Safety Financing Program


Treasurer Introduces CalCAP/ADA Financing Program from State Treasurer's Office on Vimeo.


Treasurer Helps Small Businesses Expand