California Capital Access Programs – CalCAP
CalCAP provides support to financial institutions when they make loans to small businesses
Contact Information
Please send program inquiries to calcap@treasurer.ca.gov
Quick Links
- Brochure for All CalCAP Programs (PDF)
- CalCAP Annual Reports
- CalCAP by the Numbers
- CalCAP Events
- CalCAP Participating Financial Institution Lender Roundtable Archives
- CalCAP Program Statistics
- CalCAP Regulations
- California Grants Portal
- California Office of the Small Business Advocate (CalOSBA)
- Contact information of CalCAP Participating Financial Institution Lenders
- Lender Manuals for CalCAP Participating Financial Institutions
Highlights
- Approval From the Office of Administrative Law - October 2, 2023
- June 22, 2023 - CalCAP/CARB Heavy-Duty Vehicle Air Quality Loan Program End of Program Notice
- Treasurer Fiona Ma Announces the Purchase of Over 40,000 Cleaner Trucks Assisted by the CalCAP CARB Program
- Certification to Participate in the State Small Business Credit Initiative (SSBCI) Program
Non-Active CalCAP Program(s)
The CalCAP programs incentivize participating financial institutions (PFIs) to make loans for a wide array of small business borrower (SBB) financing needs, as well as very specific small business capital needs. The original California Capital Access Program, now known as CalCAP for Small Business, began in 1994. Currently there are four programs active under the CalCAP umbrella, two of which are part of SSBCI 2.0. The CalCAP programs use two different mechanisms, loan loss reserve and collateral support, to help build a safety net for PFIs when they do the important work of making capital available to SBBs.